We integrate a customer perspective into financial information
Transparenza | Solutions | Credit Risk Management

Credit Risk Management

This module includes consulting services and solutions that helps the bank to implement the Basel II conform credit risk management, including methodologies, business processes and adequate IT solution.

Our solutions will enable the bank to:

  1. Avoid risk in the credit approval process, through:
    • Establishing quality standards, organization, limits and competencies
    • Customer credit scoring and rating solution
    • Adequate valuation of the credit collateral
    • Centralized control of deviations from established limits and standards.
  2. Efficiently manage credit and securities investments portfolio, through :
    • Continous controlling and monitoring of the portfolio risk levels
    • Initiating appropriate measures for protecting asset portfolio from unavourable changes
    • Measuring adequacy of the risk coverage capital in accordance with supervisory requirements.

Technology component of the solution can easily be supported with special modules of an integrated analytical suite Risk Framework — Credit Risk, supporting both Basel II Standardised and Basel II IRB Approaches. See more in our Basel II Appliance Kit.

Copyright © 2010 Transparenza, Ltd., All rights reserved.
Transparenza Ltd.
Lettenbach Str. 29, 86420 Diedorf, Germany
tel. +49 (0) 821 4866 712, mob. +49 (0) 172 107 4134